HODL Your Bitcoin, Fund Your Life Goals
Unlock fiat liquidity from your Bitcoin without selling. Get 60-70% LTV with competitive 6% APR rates. Access capital for business growth, real estate, or any life goal while preserving your Bitcoin holdings.
Is it better to use capital or
keep Bitcoin untouched?
Unlock the dual power of your Bitcoin with an AmityAge Bitcoin-Backed Loan — turning passive collateral into an active source of immediate cash flow.
For loans starting from $25,000: You can receive 50–70% of your Bitcoin value in stablecoins, with an annual interest rate (APR) of just 5–7% for a term of 1–3 years.
For loans starting from $250,000: You can receive 50–80% of your Bitcoin value in stablecoins, with an annual interest rate (APR) of only 2–5% for a term of 1–2 years.
Every Bitcoin Strategy Starts with a Question.
Why Bitcoin-Backed Loans?
The smart way to access fiat liquidity without selling your Bitcoin.
HODL While You Borrow
Keep your Bitcoin exposure and long-term gains potential while accessing immediate fiat liquidity for any purpose.
Fast Liquidity Access
Get capital quickly without triggering taxable events. Use your BTC as collateral to fund opportunities when they arise.
Secure Custody
Benefit from friendly, clear margin call management protocols designed for Bitcoiners, giving you transparent terms & predictable risks under secure custody.
Capital Efficiency
Make your Bitcoin work twice: maintain price exposure while using borrowed capital for business, real estate, or personal goals.
Contact us directly via the form or book a call with Amity.
Let’s talk about your business goals. Use the calendar to schedule a meeting with Amity.
Amity Nakamoto
Chief Bitcoin Office
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Frequently Asked Questions
Everything you need to know about Bitcoin-backed loans.
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No. Bitcoin-backed loans are structured as single-payment loans. You only need to repay the principal plus accrued interest in one payment at the loan's maturity date. This allows you to focus your mining revenue on operations and growth rather than monthly debt service.
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If Bitcoin appreciates, your LTV ratio decreases, giving you more buffer against liquidation. Your entire Bitcoin collateral remains locked in escrow and continues to benefit from price appreciation. At maturity, you repay the fixed dollar amount and reclaim all your Bitcoin - including any appreciation during the loan term.
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Yes, you can repay your loan at any time before maturity with no prepayment penalties. Early repayment allows you to reclaim your collateral sooner and stop interest accrual. This flexibility is particularly valuable when Bitcoin price surges or mining revenue exceeds projections.
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If you have additional Bitcoin or if your existing collateral has appreciated significantly, you can apply for a second loan or refinance your existing loan for a higher amount. Many miners use successive loans to scale operations as their mining revenue grows.
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In most jurisdictions, borrowing against Bitcoin is not considered a taxable event because you haven't sold or disposed of the asset. However, tax treatment varies by country and individual circumstances. We recommend consulting with a crypto-savvy tax professional in your jurisdiction to understand specific implications.
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Minimum loan amount is $25,000 (Standard Tier). There is no fixed maximum - we've facilitated loans exceeding $10 million for large mining operations. Larger loans ($250K+) qualify for Premium Tier benefits including higher LTV and lower APR rates.
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AmityAge FS LLC is a regulated entity incorporated in Próspera ZEDE, Honduras, under the ROATÁN FINANCIAL SERVICES AUTHORITY (RFSA). We hold Financial Services License No. 89708690888915, a Global Regulated Industry Permit for brokerage of financial instruments within the Próspera ZEDE Special Economic Zone, governed by Próspera Fintech Regulation A.
AmityAge FS LLC is a regulated entity incorporated in Próspera ZEDE, Honduras, under the ROATÁN FINANCIAL SERVICES AUTHORITY (RFSA). We hold Financial Services License No. 89708690888915, a Global Regulated Industry Permit for brokerage of financial instruments and services within the Próspera ZEDE Special Economic Zone, governed by Próspera Fintech Regulation A. The company is registered as a Financial Technology Services Provider at pzgps.hn.